Own Nothing, Access Everything

Most entrepreneurs are working hard to grow their income. They’re focused on topline revenue and use it as their benchmark for success.

The ultra-wealthy? They're building assets, protecting their investments, lowering their taxes, and multiplying their wealth — all while keeping their names off everything they "own."

I learned this from my mentors in the 1% of the 1%.

Back when I started making consistent money in my business, I thought I was being responsible by paying myself a salary, putting money in savings, and “investing” back into the business and my brand.

It wasn’t until I started learning from mentors that I realized...

💡 The wealthiest people in the world don’t focus on income, they build assets and equally as important — they control the assets (not own them).

All my life, I was told the American Dream was to own things. Own your house. Own your car. Ownership was everything. 

But the secret of the 1%, they don’t own everything in their name. 

In fact, for most, their goal is to own nothing (on paper). 

And that changes everything:
✅ Taxes
✅ Lawsuits
✅ Privacy
✅ Legacy

Let’s break this down — and I’ll share what I’ve learned so far from mentors, advisors, and people who’ve mastered this game of wealth.

Why Personal Ownership Is Overrated

Most of us were raised to believe that success means owning things:
🏠 A house
🚗 A car
💼 Your business

But here’s what one of my mentors told me early on that shifted everything:

"If you own it, they can take it."

Let that sink in.

If your name is on the car, the house, the trademark, or the bank account, it’s fair game in a lawsuit. And if you’re a business owner, especially with high visibility, that’s a risk you can’t afford.

The ultra-wealthy know this. That’s why they own nothing personally — but control everything through legal structures.

What “Access, Not Personal Ownership” Really Means

One of the most mind-blowing things I’ve learned is this:

You don’t need to own the asset. You just need access to it.

You don’t need the title to the car 
You don’t need to own the building 
You don’t need to personally hold the IP  

You still live in the house, drive the car, and run the company… but your name isn’t on the ownership papers. And that means you’re legally protected in ways most people aren’t.

Rich people don’t own stuff. Their entities do.

The Wealth Structure Blueprint (That I’m Building Too)

Here’s the basic structure many of my mentors use — and what I’m actively building myself, piece by piece:

1. Trust (possibly international) – A trust is the top-level entity that everything flows up to. It protects wealth and allows for smarter tax strategies and legacy planning.
   

2. S-Corp Holding Company – Your trust owns your Holding Company. This company sits under the trust and owns other businesses or assets. It receives business income but does not do business with the outside world. Money only flows up to the holding company or sits here. 
   

3. LLCs (Multiple) – Each LLC owns a separate asset: a car, a rental property, a brand, a course library, etc. This keeps liability contained and creates legal distance between you and your wealth.
   

📌 Pro Tip from my mentors:
Your LLC should have at least two members — even if it’s a 97/3% split. This adds an extra layer of protection if anyone tries to “pierce the veil” in court.

I’m currently transferring my car into an LLC and setting up a structure that separates my assets from my personal name. I’m not doing it all at once, and I’m certainly not rushing. But I am being intentional.

NOTE: I am not by any means an expert on legal structures nor is this advice. I’m simply just sharing what I’ve been taught and what I’m doing. I’m in the beginning of my story and like to be fully transparent - I trust the people giving me this advice, but that doesn’t mean you have to. 

Why This Strategy Matters

This isn’t just for billionaires or real estate tycoons.

If you're making consistent money as a coach, consultant, or service provider, and you’re starting to build assets — this is your next step.

Think of what assets your company can own.

An App.

A Building.

Another business.

And if you don’t protect them… no one will.

This is especially true if you want to build a legacy, create generational wealth, or eventually reduce your personal tax burden. The earlier you structure things correctly, the easier it is to grow.

When Should You Start?

Here’s what I’ll say, based on what I’ve learned:

Don’t implement everything tomorrow.
But don’t ignore it either.

Start when you have something worth protecting. If you’re bringing in consistent income or beginning to build long-term assets, this is your sign to start thinking differently.

Here’s where I’d begin:

1. Set up a two-member LLC.
   It doesn’t have to be 50/50 — a 97/3 split works. This LLC can start housing your intellectual property, products, or income streams.
   

2. Make a list of your current and future assets.
   Which of these could (or should) be owned by an entity?
   

3. Talk to a strategist.
   Book a call with a tax strategist, asset protection attorney, or financial advisor who understands how to build real wealth — not just grow revenue. Explain to them what you want to do and make sure they have experience doing it. If they haven’t worked with the business owners or wealthy people before - they may not know how to do this structure or something similar that’s right for you and your future.

The Bottom Line: You’re Not “Just” a Business Owner

You’re the architect of your financial legacy.

Your business is just the beginning. Your structure — your strategy — is what builds wealth that lasts, even when you’re not working.

I didn’t come up with any of this. I learned it from mentors and investors operating at the highest levels — and I’ve made it my mission to share what I’m learning with other expert-preneurs like you.

Want More Behind-the-Scenes Wealth Moves?

Every week in 1% Insider, I share the money moves, mindset shifts, and investment strategies I’m learning from the ultra-wealthy — and how I’m applying them in real time.

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